Should I Get Wedding Insurance?

Should we purchase wedding insurance? My answer is always the same, yes. Weddings are a substantial financial investment. You should protect your investment.

Wedding insurance is always a good idea. Most venues will require your carry wedding insurance. Vendors will need to carry liability insurance as well. The standard liability policy per vendor is $1 million dollars. Depending on the venue, it may be more than $2 million dollars. Reputable vendors carry their own liability insurance. You should ask them when shopping for vendors.

Wedding insurance should cover a postponement, for any number of reasons. Having the conversation about wedding insurance early on in the wedding planning process is important. You are planning one of the most important days of your life. So, protecting your investment makes sense.  It may not give you that warm and fuzzy feeling, but it is an important part of the wedding planning process.

What does it cover? Shop and compare policies and prices. Ask lots of questions. Severe weather, job loss, family illness. As well as a myriad of scenarios that could unfold. One of our favorites is  Wedsure 

Wedsure Cancellation and Postponement Insurance safeguards your investment. Their policy will cover the nonrefundable expenses. If the rehearsal dinner, wedding reception or other events need to be canceled or postponed. If the wedding is canceled, for a covered reason, the honeymoon expenses may also be covered.

“Even if yours is not a six-figure event, weddings are big-ticket affairs. Wedding claims paid out have included $15,897 for a bride who backed out, $8,350 due to a minister who failed to show up and $3,412 for a bridal gown lost by the seamstress.” – Wedsure

Life is not about waiting for the storm to pass. It is about learning to dance in the rain.